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Earn incentives for CRE referrals  -

OUR CORE VALUES

Support the journey

We care about helping business owners in transition and their plan for growth

Practice win-win partnerships

We act with respect, fairness and integrity and expect the same in return

Create profits and prosperity

We provide the short-term capital to enable long-term financial success

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THE TEAM

An evolution born from commercial banking

Knowing that deserving businesses outside of the traditional banking profile were not receiving the capital needed, Jorge Puig and Elliot Smith combined their commercial financing expertise to bridge the gap. Our team comes from banks such as JPMorgan Chase, Bank of America, Texas Capital, Frost, UMB, Lone Star, Amegy, Woodforest and more. At Flatbay Capital, we can be more understanding of where our clients have been, where they are now and more supportive of where they are headed.

Supporting businesses is what we do, but entrepreneurs are our why

Our solutions are designed to solve the problem of liquidity for non-bankable owner-occupied commercial real estate transactions. We are in the business of financing, not long-term property ownership. We create a way for companies to bridge the gap until lower-cost financing is possible again.

Meet the team

Elliot Smith

MANAGING PARTNER

Jorge Puig

MANAGING PARTNER

Barbara McLaughlin

PARTNER | CONTROLLER

Matthew Melvin

CHIEF CREDIT OFFICER | HEAD OF OPERATIONS

Scott Deal

PARTNER | CENTRAL TEXAS MARKET PRESIDENT

Jesus Becerra

BUSINESS DEVELOPMENT | CENTRAL TEXAS

Helena Hauk

BUSINESS DEVELOPMENT | CENTRAL TEXAS

Vivian Thompson

PARTNER | BUSINESS DEVELOPMENT | HOUSTON

Adam Gwin

DALLAS-FORT WORTH REGION MANAGER

Sean Gunnell

BUSINESS DEVELOPMENT | DALLAS-FORT WORTH

Lili Tafilaj

BUSINESS DEVELOPMENT | HOUSTON

Steve Hansen

BUSINESS DEVELOPMENT | SOUTHEAST U.S. | ATLANTA

REAL TERM SHEETS   +   COMPETITIVE TERMS   +   NO DSC REQUIREMENTS

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Submit a inquiry

I am a
Borrower
Banker
Broker
Other
Owner-occupied property
Yes
No
Requested LTV
<50%
50-60%
60-70%
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